Abstract

This thesis focuses on deposit insurance schemes and their relationship to banking crisis. The empirical model used covers 55 developed and developing countries over the period 1970-1989. This study finds that banking crises are closely linked to adverse macroeconomics shocks like economic recessions, financial liberalization, capital account liberalization and short term capital flows, and currency depreciation. External vulnerability (expressed as the ratio of M2 to foreign reserve) is also found to be a key variable. The empirical results also show that deposit insurance increases the probability of banking crises, due to induced moral hazard and adverse selection.

School

School of Business

Department

Economics Department

Degree Name

MA in Economics

Date of Award

Winter 2-22-2006

Online Submission Date

12-20-2005

First Advisor

Rodrigo Seda

Committee Member 1

Ahmed Kamaly

Committee Member 2

Hala El Ramly

Document Type

Thesis

Extent

128 leaves

Library of Congress Subject Heading 1

Deposit banking.

Library of Congress Subject Heading 2

Macroeconomics.

Rights

The author retains all rights with regard to copyright.

The American University in Cairo grants authors of theses and dissertations a maximum embargo period of two years from the date of submission, upon request. After the embargo elapses, these documents are made available publicly. If you are the author of this thesis or dissertation, and would like to request an exceptional extension of the embargo period, please write to thesisadmin@aucegypt.edu.

Creative Commons License

Creative Commons Attribution-No Derivative Works 4.0 International License
This work is licensed under a Creative Commons Attribution-No Derivative Works 4.0 International License.

Call Number

Thesis 2005/109

Location

mgfth

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